In a previous article, we covered the basics of the EU Business Wallet and what it’s designed to do. This time, we want to focus on where the real use cases are starting to take shape.
Much of that work is happening through large-scale pilots and especially through the WE BUILD Consortium.
WE BUILD is one of the EU’s Large-Scale Pilots exploring how digital wallets can work in practice for businesses. Rather than debating theory, the consortium is actively testing how the Business Wallet can support real workflows across multiple countries, sectors, and authorities.
Its structure reflects that ambition, spanning three main domains:
- Business
- Supply chain
- Payments
This makes WE BUILD a useful lens for understanding where the Business Wallet is likely to deliver value first.
High-impact business use cases
Across WE BUILD, several business-focused use cases consistently stood out as high-impact:
- KYB / KYC for businesses, enabling companies to prove who they are using verified data rather than documents
- Creating and managing company branches across borders, a major pain point for scale-ups expanding into new EU markets
- Foreign tax declarations and regulatory interactions, where repeated data submission is common
- Access to Once-Only Technical Systems, reducing duplicate reporting to public authorities
These are areas where friction is already high, which makes the benefits of reusable, verified data immediately tangible.
Tendering and public procurement as a major opportunity
One use case that generated particular interest was public procurement.
Tendering processes often require businesses to repeatedly submit the same corporate information, certificates, and declarations, especially when operating across borders.
The Business Wallet opens the door to:
- Faster eligibility checks
- More reliable verification of company data
- Easier cross-border participation in tenders
Given the scale of public procurement across Europe, even incremental improvements here could have a significant impact.
Delegation and representation as a core capability
Another theme that came up repeatedly was delegation of authority.
The Business Wallet is designed to support scenarios where individuals act on behalf of a company, for example, signing documents, submitting filings, or entering contracts.
Instead of relying on emailed powers of attorney or manual checks, wallets can carry verifiable proof of:
- Who the representative is
- What they are authorized to do
- On whose behalf they are acting
This creates a much clearer link between personal identity and organizational authority in digital interactions.
Taken together, these use cases show that the EU Business Wallet is less about a single killer feature and more about enabling a new operating model for businesses across Europe, one built on reusable, verifiable data rather than repeated paperwork.
More soon as pilots progress and these use cases move closer to production.
